The psychology of your business and managing it

Do you have a business? If you do, then managing your spending is a must know how skill. A business credit card is a must apart from your personal credit cards.

First of all, it separates your personal money from your business funds. It gives you the option to distribute business credit cards to your employees to keep track and control spending on all your business purchases. It also provides you with an annual report, detailing all purchases that are made on your account. This is a great help when reviewing your accounting and tax payments. More importantly, a business credit card can be used to temporarily fund a business and get it started without waiting for a bulk of cash to come in hand.

But one need to be warn of using multiple credit cards. Having a credit card can be a boon or a bane depending on how you manage it. With multiple cards, people tend to swipe unwisely. Maintaining a credit card helps meet emergencies and make online payments. However, it’s advisable not to keep too many credit cards just because banks provide them free of cost. It’s better to have one card if not two since it becomes easy to control expenses. This is a genuine advise from my financial advisor.

The most common mistake people make when they opt for a card is they don’t understand their credit profile, number of cards they need, the terms and conditions and how to handle the billing cycle. A credit card is an unsecured loan with a high interest rate. Unplanned credit card usage affects monthly cash flows adversely. If the due amount is not cleared on time one ends up paying unnecessary and exorbitant interest.

Certainly business credit cards are a convenient way to handle your business resources. A vital point to bear in mind always is that managing your finances requires self-discipline and a proper view of money. Using your business credit card to its full potential is up to you. Take advantage of all your privileges but never abuse them.

Remind yourself daily that money or a lack of it doesn’t determine who you are. Your worth as a person has nothing to do with how much money you have. Once you truly believe this, and money is no longer connected to your sense of self-worth, you open up the psychological barriers that were keeping you from wisely handling the money you do have and limiting your ability to make more.

Right now, your unconscious limiting beliefs may be keeping you from being financially successful, but as you begin to build up your feelings of self-worth and develop a positive attitude about yourself and about money, you’ll attract positive things into your life. As you do so, you’ll feel less of a need to generate positive feelings by purchasing things, and you’ll find it easier to stop buying items you don’t really need.

There are hundreds of books, magazine articles, and Internet web sites about getting rid of credit card debt. Some of them offer sound advice about the psychological aspects of money and spending that you’d do well to consider. Working on the psychological aspects while taking steps to reduce debt will greatly increase your chances of long-term success.

Get more tips by reading inspirations books from Suze Orman and Olivia Mellan at,

To increase ranking and website traffic

Here are some tips on how to increase your website/blog ranking and also the traffic:

  • It is worth cataloguing the basic principles to be enforced to increase website traffic and search engine rankings.
  • Create a site with valuable content, products or services.
  • Place primary and secondary keywords within the first 25 words in your page content and spread them evenly throughout the document.
  • Research and use the right keywords/phrases to attract your target customers.
  • Use your keywords in the right fields and references within your web page. Like Title, META tags, Headers, etc.
  • Keep your site design simple so that your customers can navigate easily between web pages, find what they want and buy products and services.
  • Submit your web pages i.e. every web page and not just the home page, to the most popular search engines and directory services. Hire someone to do so, if required. Be sure this is a manual submission. Do not engage an automated submission service.
  • Keep track of changes in search engine algorithms and processes and accordingly modify your web pages so your search engine ranking remains high. Use online tools and utilities to keep track of how your website is doing.
  • Monitor your competitors and the top ranked websites to see what they are doing right in the way of design, navigation, content, keywords, etc.
  • Use reports and logs from your web hosting company to see where your traffic is coming from. Analyze your visitor location and their incoming sources whether search engines or links from other sites and the keywords they used to find you.
  • Make your customer visit easy and give them plenty of ways to remember you in the form of newsletters, free reports, reduction coupons etc.
  • Demonstrate your industry and product or service expertise by writing and submitting articles for your website or for article banks so you are perceived as an expert in your field.
  • When selling products online, use simple payment and shipment methods to make your customer’s experience fast and easy.
  • When not sure, hire professionals. Though it may seem costly, but it is a lot less expensive than spending your money on a website which no one visits.
  • Don’t look at your website as a static brochure. Treat it as a dynamic, ever-changing sales tool and location, just like your real store to which your customers with the same seriousness.


Here reveals the little know secrets to help struggling entrepreneurs breakthrough to huge success.
Download the “Internet Success Secrets” here.


Do you have an internet business?

Happy New Year. . . if 2008 is the year that you plan to have an online business, here is what I would like you to listen to.

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I just got a heads up about these guys. I think this will really interest you so I thought I would share it with you! Here is what they have to say..

Do you have an internet business? Your first decision is where to host your storefront. Your websites. Don’t take this decision lightly. Your domain name and your hosting package are probably the least expensive cost to getting your business on line. But hosting with the wrong company can put your business in peril.

The company can offer everything from complete dedicated servers to basic hosting plans. But don’t confuse our service with the others. We offer reliability and service second to none. Here’s why:

*We own and maintain our own data center. Every server we use is owned and maintained by us in our own data center.
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* Twenty Hours of live business online training every week
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And If You Are Looking For A business Opportunity, We Offer:

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4 Ways To Become A Millionaire

This is an info I got today from an Internet Marketing Seminar site, which is a Malaysian Internet Marketer or Trainer site.

In the new book “One Minute Millionaire” co-authored by Mark Victor Hansen and Robert Allen, the authors share that no matter what your background, there are only 4 major ways of becoming a millionaire and you can learn to master one of these areas:-

  1. Investment: Investing in shares, bonds, CDs.
  2. Real Estate: Owning and investing in properties.
  3. Business: Marketing products, services, ideas.
  4. Internet: Selling using the power of internet.

You can probably achieve your million dollar goal by combining any of these methods along the way.

You’ll need to decide which one is your primary tool. Which one will suit you, depending on your passion, hobby, expertise, and funding?

To us, the one with the lowest barrier of entry but the highest form of leverage is the Internet. Any budding entrepreneur may start a home-based Internet business with little capital (under RM1,000 or USD350). The difference between the successful and the miserable is that the former knows how to apply a successful system whereas the latter wastes time and money in trial and error and runs out of funding before discovering the right way.

So if you are serious, which path do you choose?

The Hard Truth about making money online

Finally someone is willing to tell the truth but all the truth about Internet Marketing. It’s time someone told the truth about making money online. If you are like me, you are starting to see through all the so-called “push-button” solutions. There are many excellent systems for making money online available. Yes, there is a LOT of money to be made online. But the one thing that people don’t want you to talk about is the four letter word that makes people scurry and hide.

No, not THAT word.

The word is…


Running an online business is hard work. There is no way around it. That’s the facts, my friend.

BUT, we’re not talking about the same kind of work that you do when you have a 9-5 job that demands every last ounce of your energy. Check this out, have a look inside . . . .

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DO YOU WANT TO LEARN ? Opps ! sorry . . . .



You see, part of the deal was that we agreed to not share these secrets with the world. These are the methods that the internet millionaires are using right NOW, and they don’t want them to be spread everywhere.However, we are allowed to give a very limited number of people access to the Secret Classroom. So on December 5th, 2007 (mark your calender), we will be opening it up on a first-come-first-served basis for a fortunate group of people to experience the Secret Classroom from the comfort of their own homes.

Countdown to the December 5th Launch (10:00AM EST):

WARNING: This is NOT another get-rich-quick plan, or gimmicky marketing scheme, so do not dismiss this as another hyped up product. This is a comprehensive education that you will NOT find ANYWHERE else.

The Secret Classroom holds the key to becoming an internet millionaire as per the Reality TV Show.

Get in now and book your place !

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