Want to be a full-time freelancer?

It has been awhile I did not write about business. Okay today I would like to share this topic to you. It is about freelancing.

What is freelance? Freelancing? or Freelancer? From wikipedia, A freelancer, freelance worker, or freelance is a self-employed person who pursues a profession without a long-term commitment to any particular employer. The term was first used by Sir Walter Scott (1771–1832) in Ivanhoe to describe a “medieval mercenary warrior” or “freelance“.

Freelancing is the new black. More and more people are braving it alone. It might seem a little strange for one to think about going into freelancing when the economy is bad but it is for this very reason that freelancing is fast expanding. In bad times, many businesses might not have the budget to hire full-time staff, but they are able to hire freelancers to work on projects.

I notice that more prople are going out on their own, whether solo or with a small team. And business knowledge sites like Yahoo! Small Business and Microsoft Small Business have sprung up to offer solutions to freelancers and small businesses. New freelancers, especially those who are fresh out of school or university, need to remember that they are starting a business. Getting work might not be difficult, but running a successful long-term business is a daunting task. Here are a few pointers:

  • Know a little about a lot

Or better yet, know a lot about a lot. First, you need to understand the generalities of running a business, from bookkeeping to taxes, to the laws relating to your industry as well as basic business laws. You need to decide on whether to be a sole proprietor or make your business a partnership or an incorporated entity. This decision directly affects all components of your business, from how you present yourself to your cash flow and taxes. So visit the Companies Commission of Malaysia’s website (Suruhanjaya Syarikat Malaysia) www.ssm.com.my to learn more about the business structures available.

  • Money

I cannot stress enough why you need to get your accounting system straight from the get-go. When I began my company 10 years ago, I filed my receipts according to size. Your accounts need to be in order so that you are able to keep track of how well your business is doing, show (potential) investors how well your business is doing, show the taxman how much you don’t owe him and so on.

The first simple rule here is that there must be documented evidence of all monies going in and out of your business. Keep your receipts filed according to date. Second, ensure that you keep good records of the ins and outs, and do keep tab of recalcitrant or stubborn clients. These are the type of clients or customers who are happy to hire or to buy but are not happy to pay 🙂 – all they need is one small excuse to avoid paying up.

  • Make friends

Make proper use of them. Although the thought of having to socialize might put some of you off, you do need to have a network. And it is always good to cast your net far and wides; you never know whom or what you might need in the future.

You can network in many ways. Armed with a stack of business cards, attend your friend’s gallery, shop opening or go on outings with friends and friends of friends. You can also attend talks or seminars that related to your industry. Another option is network online, in a Yahoo! or Google groups, or social network sites like my space, Hi5, facebook, etc. Do remember, however, to look, listen and attend to others first.

  • Technology

This is something you should master. Almost all businesses have online presence now, while most industries have their directories in digital format. Increasingly, information is being stored or delivered in digital formats. The tech tide will not turn.

While some of us are naturally more inclined or just plain interested in learning what technology has to offer, there are those whose skull tightens and throbs at the word “computer”. Unfortunately, they need to find a cure for this, fast.

On many levels, my business runs entirely from my laptop, with the help of many internet tools. As for my conventional business, we operate from Canada (the principal), our factory (in Skudai, Johore), customer’s plant (Tikam Batu, Kedah) and my marketing office in Subang Jaya, that is why online tools are very important to us. Tools like skype, acrobat reader, google apps, and the many other Web 2.0 applications that become available frequently, are very important. Same goes with my simple online business. The technology is really important and does help mey business to grow to the next level.

When you start harnessing technology, you will find that work becomes much easier. The problem arises at the inception, when you have to learn about what is out there, how they work and then incorporating your preferred solution into your business.

You would face teething problems but once you have got that covered, it’s worthwhile. Reporting to your customers, managing your project and file sharing will be at your fingertips, and usually will not cost you anything.

The Actual Wealth in Islam

In this month of Ramadhan I would like to tune our mind and thoughts toward the deen of Allah, that is Islam. Even in doing business and getting rich one must observe in doing it in accordance to Islam. Islam does not forbid us from being rich and wealthy. In fact, enjoying what Allah has permitted in this world, is sanctioned in Al-Quran. In surah Al-‘Araf, ayat 32, Allah says:

Which means: Say (O Muhammad): “Who has forbidden the adoration with clothes given by Allah, which He has produced for his slaves, and all kinds of Halal things?” Say: “They are, in the life of this world, for those who believe, (and) exclusively for them (believers) on the Day of Resurrection.” Thus We explain the Ayat (Islamic laws) in detail for people who have knowledge.

That verse clearly states that Allah s.w.t does not forbid us from being wealthy and rich in this world. It is a misconception to view that Islam encourages its followers to be poor in this world with the hope of being rich in the Hereafter.

Muslims must be strong. And to be strong, we must be well off. Being poor will make us dependent on others, and as a result make us vulnerable.

Allah s.w.t gives the richness of this world for His righteous and pious servants. Because only the righteous and pious will not be easily deceived with it. In fact, this whole world is given to them. As mentioned in surah Al-Anbiya’, ayat 105:

Which means: “And indeed We have written in Zabur after (We have already written in) Al-Lauh Al-Mahfûz, that My righteous servants shall inherit the land”.

And so is Akhirat. Allah s.w.t will prepare for His righteous and pious servants luxuries and richness untold. In a hadith narrated by Imam Bukhari and Muslim, the Prophet Muhammad s.a.w said:

Which means: Allah the Most Exalted and High said: I have prepared for my righteous servants rewards that no eye has even seen, no ears has ever heard, and not even once came across to anybody. Exactly as being mentioned in Al-Quran:

No person knows what is kept hidden for them of joy as a reward for what they used to do.

My brothers in Islam,
If we scrutinize those Quranic verses and Hadith above, we can see that the real richness of this world is given only to Allah’s righteous servants. Not for those who are sinful, not those who do not believe in Allah.

But in reality we see that many non-Muslims are rich. And we see that many pious and righteous Muslims are not that well off. So how true are those verses?

Actually, if we observe with an open mind, we can see that only the righteous and pious will get the actual richness of this Earth, because they are not deceived by it.

They do not allow their wealth to overcome them, or to take control of their life. They view their wealth as a tool to achieve their main objective, and that is to gain Allah’s pleasure.

The Islamic history is full with examples of righteous and pious Muslims who knew how to manage their wealth the Islamic way.

For example, the great companions of Rasulullah s.a.w: Abu Bakar AS-Siddiq, Uthman bin Affan, and Abdul Rahman bin ‘Auf. All of them are among the ten companions who were given the good news of Jannah while still alive. And all of them were rich businessmen.

But they were not deceived by their wealth. They saw their wealth as a means to assist Islam, to help the poor, and to do good deeds. These are the examples of righteous and pious Muslims for us to emulate and follow their examples.

But for the unbelievers, those who allow themselves to commit sinful acts, they will not taste the actual wealth of this world, even though physically they are rich. This is because they will never feel enough. They will always feel that they are poor. And hence, they will strive day and night to increase their wealth, disregarding their health, the loved ones and most importantly their relationship with Allah.

In this regard, the Prophet Muhammad s.a.w narrated from Allah, a hadith Qudsi:

(Narrated by Al-Qudhai in Musnad Al-Firdaus)

Which means: “Allah the Most Exalted and High commands to this world: Go and serve those who serves Me. But make those who serve you tired and exhausted”.

What actually is the real wealth? Is it just money?

Actually, the real wealth of this world is not material wealth, dollars and cents because such wealth is not permanent. Such wealth comes and goes easily and sometimes when we are least expecting. Many factors may contribute to the sudden decline of such material wealth. The sudden drop of exchange rates, war and disasters. All these can make one poor immediately.

So what is actual wealth?

Someone is actually wealthy when he is rich with good morals, has lots of thawab, that is good rewards from Allah due to his good deeds, and rich with beneficial knowledge.

These three factors are among those that define actual wealth. They will benefit us in this world and the Hereafter. Good morals for example, will increase our thawab during Judgement Day. Rasulullah s.a.w said:

Which means: “There is nothing that will greatly increase the thawab during Judgement Day, then good morals”.

Knowledge on the other hand serves as our investment after our death. Because when we die, we will not be able to increase our thawab, except three things, as mentioned in the following hadith:

Which means: “When the son of Adam dies, all his deeds will be stopped, unless three things: charity, beneficial knowledge, and pious children who pray for him”.

My brothers in Islam,
We should give our attention to increase our knowledge, especially those concerning Islam. While we are doing so, it is important that we need to build our material strength especially the assets of the Muslim community.

Asset such as the waqaf, our madrasahs and our mosque are valuable assets for the Muslim community. These assets are the symbol for the community of excellence. These assets are the supporting pillars in achieving the actual wealth. We need to develop our assets. We need to fully utilize our asset and to manage it professionally.

Alhamdulillah, One of the most important assets of the Muslim Community is our mosque. Many of our mosques here in Malaysia have the infrastructure that offers us the chance to increase our knowledge. So do not miss this opportunity. Let us maximize our mosques. Let us support our mosques and their activities.

Mosques are built not to be proud off with their design and architecture. But mosques are built to serve us Muslims, to increase our actual wealth, our knowledge and thawab.

Recession Proof Business

Wow! what a title huh!

I apologize for not posting much lately.  I have been traveling extensively during the school holidays and also the year-end thing for my conventional business.  We are finishing up a great year but I have to tell you that 2009 is set up to be the best year ever for our industry. (To me I mean both, i.e., my conventional business and my online business)

–  The worldwide economy is in a meltdown.
–  People are desperately seeking answers.
–  And Network marketing provides the best solution for the average person to create a profitable non-traditional business.

While all of this is true, that still means YOU are going to be YOUR best for 2009 to be all it can be for you and your family.

Let me brief why here.

Success in this sector of the business world is not based simply on luck. Success is based on following very basic principles and remembering this is a serious business for serious people. Some people make a great deal of money through their respective businesses, but only a small number at the very top have managed to pull a significant income. The financial benefit of those at the top have always been the result of their own dedication and efforts in building an organization that sells real products and services. Network marketing is not a get-rich-quick scheme, although some people do make a large amount of money very quickly. With network marketing you have the option of following a proven system, that the good companies provide, where the design, creation and expense of a simple and proven system is laid out for you.

By helping the people you personally sponsor to sponsor others, you duplicate yourself. As this process continues, you create a compounded growth that can lead to hundreds or even thousands of people coming into your business. You manage your time by helping others to become successful and earn an income from all their efforts. The majority of folks, called “Distributors”, who venture into “the Business” fail to achieve any measurable success. The reason for this failure is simply having an “employee mentality”, which is being of the mind to depend on someone other than yourself to make it through your working life. This position sets us up for failure from the beginning. Now, with what I like to call the “boss mentality”, things get a little more interesting and you had better show up for work because now you are calling your own shots! YOU ARE THE BOSS!

Believe it or not, with the economic world melting down, this is a perfect time to look at what makes you content. Our obsessive quest for bliss is all the more important in tumultuous times. It is now more realistic than ever to have a home business network marketing internet business. Whereas only a few years ago, most network marketers still had to rely on the old methods on doing things.

The question I hear most often is “What can a person do in economic times like we have today to make ends meet?” I know it is hard to know what to do to protect or preserve your Assets in face of the economic melt down. Stocks, Banks, jobs, retirement programs and Governments have all failed us. I am sure that each of you have seen and felt the economic crunch right in your own neighborhood. I want you to know that what you are seeing in your own neighborhood is being repeated over and over across the GLOBE. That’s right, the economic melt down is global. That is why, the opportunity for global cash gifting is at an all time high.

People are out of work and companies are either not hiring or they are closing their doors and going out of business. Over the next 2 years, it is predicted, that there here will be over 80 MILLION people being forced to enter into the Internet marketing arena to generate a second income, or in some case a full time income…

This presents a huge OPPORTUNITY for anyone that is “in place” ready, willing and able to help those people that are entering the internet looking for some way to become successful on the internet.

But the sad truth is only about 5% or less of this new wave of people hitting the Internet looking for shelter from the economical storm will make their first dime! That’s a very scary thought, wouldn’t you agree? Why do people fail? They don’t know what to do once they have joined an organization. They must find an opportunity that is fully automatic with someone that will help and guide them until they are successful. That is why what I will show you is perfect! Go to http://www.roslihanip.com/go/tour.html and sign in with your name and email address. I will send you all of the information you need to make an informed decision.

Experts predict that network marketing is ready to take off in what they call a hockey stick growth curve, and we are just arriving at the start of the handle. Think of the it, being at the right place, at the right time and opening the flood gates for your success.

When recession hits, those with any intelligence are going to scramble to find alternative sources of income. In their frantic searches, they are going to find that the best of all alternatives is network marketing.

If you do not believe me, read more here, WHEN RECESSION HITS THE ECONOMY, NETWORK MARKETING BOOMS

So guys, do not panic, do not live in fear, YOU need to change it. Think outside the box and be with me to get in for a free tour at http://www.roslihanip.com/go/tour.html

US is no. 2 and China is no. 1

Hey! this is not about the current Olympic Medal Tally, but it is about Internet Users. I read it today at

 The Title catches my eyes instantly, China surpasses US in internet use. This is an except from the website,

“Overtaking the US, Chinas internet-users population has reached 253 million by the end of June, reflecting the explosive growth in the web-user market in the country, data showed. Latest government figures also showed that China also had the largest number of broadband subscribers at 214 million, more than 80 per cent of the total domestic internet population. The number of Internet users at 253 million marked a 56.2 per cent rise from 162 million reported in 2007, the China Internet Network Information Centre (CNNIC), a semi-official organisation, said in a report.”

Read the full news here, http://www.business-standard.com/ and for business owners this certainly a good and promising news to expand your online business. Opps! My question is does this is a good news or a bad news? Let us share some thoughts here.

Successful Mindset : Ebay Declares War On Internet Marketers – How You Can Profit From This Move

Guys you know what?

Ebay shocked the internet marketing world when it recently announced that it will no longer allow the sale of digital download products. This move effectively shuts down an income stream for many sellers of eBooks, software, and digital video that relied on the instant download support provided by Ebay.

Many sellers of information products see this as a blessing in disguise as they turn to companies like ClickBank which can also provide a huge stream of cash-in-hand buyers along with the ability to provide instant downloads to their customers.

By the way, read the latest news regarding Clickbank: Malaysians Can Now Signup With Clickbank!
Sellers on ClickBank have known for years that their products on ClickBank sell for more, and their customers are more loyal than Ebay customers. This is because customers from Ebay are bargain shoppers and like to buy for pennies on the dollar and will rarely pay fair market value, especially for information products.

By using ClickBank’s massive base of built in affiliates, the top sellers on ClickBank make over a million dollars per year just in ClickBank sales. This far exceeds what anyone on Ebay was earning from their digital download auctions.

However, ClickBank does not give us easy access to its 100,000 active affiliates. But there are some quick and easy ways to tap into this sales army with the system used in Scott Stamper’s ClickBank Stampede. He is a great friend with a great idea for you to tap. As I said we must be adventurous in order to have a Successful Mindset.

Okay, let’s proceed further.

ClickBank Stampede reveals backdoors and loopholes used by top ClickBank sellers. It’s the fastest, easiest and most efficient method of making money with ClickBank.

To learn more visit ClickBank Stampede at:

So if you were a former information product seller on Ebay, don’t agonize. Instead use it as motivation to change your business plan to make even higher profits.

Spencer Johnson sums it up best in his best selling book “Who Moved My Cheese?” – “That’s life! Life moves on. And so should we”.

Some juice of this ClickBank Stampede is here . . .

With over 100,000 ACTIVE affiliates, you can have more salespeople working for you, selling your products, than most Fortune 500 Companies. ClickBank has turned average people into millionaires almost overnight.

Think It’s a Myth? Read This: ClickBank was created to help the little guy sell their products on-line. Today they pay-out almost $200 million dollars per year to average people. Many of the top sellers get over a million dollars per year… and I’m about to reveal their secrets to you!


Psst! Tomorrow is a weekend. I have more time to write about The interview of David Letterman (Late Night legend) with the billionaire Donald Trump not long ago (June 2006) on his show. I got it on CD but I will write a summary about it here. Stay tune in this Successful Mindset series.

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